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Frequently Asked Questions

Yes, even if you lease or rent your business space, you should consider Commercial Property Insurance. While the property owner’s insurance may cover the physical structure, it typically won’t cover your business equipment, inventory, or liability. Your policy can protect your valuable assets and provide coverage in case of events like fires or theft that affect your leased or rented space. It’s essential to clarify the insurance responsibilities in your lease agreement with the property owner.

The appropriate coverage amount for your commercial property should reflect the replacement cost or actual cash value of your building and its contents. To determine the right amount, consider factors like construction costs, equipment values, inventory levels, and any potential business interruption losses. Consulting with an insurance professional or appraiser can help ensure you have the proper coverage.

Business interruption coverage is an important add-on to consider. It provides protection for lost income and extra expenses if your business operations are interrupted due to a covered event (like a fire or natural disaster). It helps you cover ongoing expenses and maintain financial stability while your business is temporarily unable to operate. Including business interruption coverage can be crucial for business continuity.


We eagerly anticipate collaborating with you to fortify your business's future, no matter the challenges that lie ahead.

At Jole Insurance, we’re here to assist you with any questions, inquiries, or concerns you may have. Our dedicated team is just a message or a call away.

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4237 N Expressway Suite 9 Brownsville TX 78420

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